EMV ® Level 2 kernels for secure payment solutions

Alcinéo develops EMV Level 2 kernels, contact and contactless, to facilitate the deployment of innovative payment solutions globally.

EMV Level 2 payment kernels

What is EMV Level 2 ?

EMV Level 2 kernels are developed in compliance with the specifications released by EMVCo® and card payment schemes. They are implemented into payment terminals to manage the payment transaction flow between the card or e-wallet and the smartcard reader.

EMV Level 2 contact transaction

The functions and commands necessary to perform an EMV Chip and PIN transaction are defined in the specifications released by EMVCo®. They are divided into 4 books (ICC to terminal interface, security and key management, application specification, and other interfaces).   

EMV Level 2 contactless transaction

Contactless readers must support the functional applications of many card brands according the markets targeted for their deployment. Each payment scheme has defined contactless specifications and testing processes for the certification of contactless payment terminals. 

Kardia Payment Suite - EMV Level 2 kernels

Kardia payment suite is our extended portfolio of EMV Level 2 payment kernels, enabling our customers to seamlessly and rapidly certify their payment acceptance products and easily deploy everywhere in the globe. 

International

For international deployment :

EMV Contact Level 2

Mastercard

Visa

American Express

Discover

UnionPay

JCB 

Domestic

For local and national payment markets : 

Bancomat in Italy  

Bancontact in Belgium

CPACE in Europe

Cartes Bancaires in France

Eftpos in Australia

Girocard in Germany

Interac in Canada

Rupay in India

Pure white label kernel for domestic payment

Proprietary

For proprietary payment systems :

Urban mobility

Mifare

Wallets

Advantages of Alcinéo Kardia Payment Suite

A flexible software architecture 

Written in C language, adaptable to all platforms and OS 

Small footprint to optimize memory space 

Continuous follow-up of product validity 

What do we deliver

Up-to-date payment library 

Dedicated guidance for implementation 

Set up tools for official evaluations 

A set of payment APIs for a smooth integration with your payment application 

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