Tag Archives: interoperability

Newsletter – Issue 12 – The steps to EMV® CL1 approval

The development of a contactless payment terminal is not an easy task. From antenna design, to EMV® CL1 stack implementation, debug sessions and approval process, terminal manufacturers must face several challenges. 

Moreover, additional requirements from international standards to increase interoperability imply new testing process. Contactless cards and mobiles can now be used to perform additional tests. Documents on Interoperability testing and requirements can be found on EMVCo website

Read our latest newsletter to have an overview of the maze and find the way out of it :

Newsletter – Issue 12 – Best practice – the steps to EMV contactless level 1 approval

Our product offering extends with PURE contactless kernel

Alcinéo has developed the PURE contactless kernel in order to provide a complete suite of payment solutions for varied markets

PURE contactless  kernel has been developed in addition to the range of contactless applications already available in our product portfolio. We deliver to our customers the largest choice in terms of contactless kernels from international payment schemes  (MCL, PayWave, Expresspay, DPas, UnionPay…) or fast expanding regional and proprietary payment schemes (EftPOS, Girocard, Total…).

Why supporting PURE is crucial for POS manufacturers :

The technology has already been adopted by more than 30 domestic schemes globally, representing 120 millions of cards in circulation.  (source : Gemalto.com)

PURE is widely supported in closed-loop payment systems and by many national payment schemes worldwide, offering the opportunity for all stakeholders to provide interoperable payment solutions in all business sectors (e.g. lunch vouchers, transit fare collection, gas stations…). 

Alcinéo helps you build innovative and secure payment solutions

The white label payment issued by Gemalto is fully compliant with EMV requirements. Alcinéo has developed the kernel application according the PURE specifications for contactless readers. The solution is ready to be certified, internally validated against the appropriate test plans. 

Alcinéo has a long-term experience in developing state-of-the-art payment solutions, easily adapting to market requirements. We support integrators and POS manufacturers at all stages of their device lifecycle :

  • advice on hardware design
  • kernel implementation
  • certification process
  • integration with payment application and acquiring networks
  • deployment and maintenance on the field 

We offer a complete range of services according particular device environment : transit system, ATM, gas stations, mobile POS, kiosk…

If you require further information on the PURE application or our Trusted Payment Solutions, feel free to contact us at : info@alcineo.com

Interac : updated terminal specifications v1.5b

Updates on contactless functionalities

Interac, the Canada-based payment network has released the latest version 1.5b of the “Dual interface reader/terminal specifications for Interac Direct Payment and NFC based transactions”.

The document sets requirements to guide vendors and developers wishing to implement the IDP specifications for contact and contactless transactions at POS systems and ATM (for contact).

Additional functionalities are described in the contactless specification part, defining the process for contactless transactions between a terminal and a mobile device supporting Interac application.

The main changes refer to the mobile payment requirements, such as a “Mobile Passcode” CVM type, or the retained cardholder data functionality, or the limit of contactless taps parameter.

These updated functionalities allow merchants to accept easily contactless payment at their POS systems, using the Interac contactless application, whether their customers hold a credit card, or a smartphone.

Other international payment schemes also set a range of functionalities to allow contactless payments using multi-form factors which drives further adoption and usage of the tap&go move, such as dual interface cards, smartphones, or other form factors like rings and wristbands.

Visit Interac website to discover Interac products, offers and services.

Feel free to contact your Alcinéo representative to obtain further information on our Interac contactless kernel, and on the range of software solutions and services for payment terminal security and interoperability.

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Upcoming event : Trustech

Contact us at info@alcineo.com to arrange a meeting during the 3 days event in Cannes, November 28 – 30