Category Archives: News

Choose Host Simulator for end-to-end transaction processing

Execute transaction processing effortlessly with Alcinéo’s Host Simulator tool. 

Host Simulator is a software tool which forms part of Alcinéo SDK. It has been developed to answer POS manufacturers’ expectations in terms of transaction processing verification. The tool is used to validate messages returned from the acquiring network in reply to an authorization request.

Figure - Authorization request

Payment terminal providers and integrators benefit from this bespoke solution to accelerate the development of their products. They can easily check that their payment application operates the expected behavior during transaction processing. 

The functional interface of the application has been designed  to customize messages according specific elements requested by payment schemes.

The simulated responses from aquiring/host servers (“approved” or “declined” – including issuer scripts when required) are sent to the terminal with specific ARC tags.

The software is regularly updated to be continuously in line with international payment standards current requirements.

The Host Simulator is a “must-have” tool to optimize terminal development cycle. In addition to Alcinéo DTE, it simulates a full environment and allows developers to seamlessly build functional and ready to be deployed solutions.

Feel free to contact us for more information at : info@alcineo.com

Adopt a new consumer experience

When the smart#phone becomes a smart#terminal

Consumers have widely adopted contactless payments in their daily shopping experience. They may feel frustrated when the option is not available in-store and even at small or itinerant merchants.

Contactless payment on smartphoneThe mobile solution developed by Alcinéo allows merchants of all size to simply accept contactless payments, using their smartphone or tablet, without any add-on. Small businesses can benefit from all the features of a POS, hence improving cardholders’ experience, and growing the volume of purchase for their business.

MCL (Mastercard) and PayWave (Visa) microkernels are located into the Trusted Execution Environment (TEE) provided by Trustonic, in the secure OS of the mobile device. The contactless transaction is processed with the same level of security as when paying at a contactless capable POS, and cardholder’s sensitive account data is protected.

If you are interested and want to learn more about the solution, come and visit us at Trustech, held in Cannes, November 28-30.

We’ll be happy to meet you at our booth – LER C 008.

Logo Trustech

Contact us for more information : info@alcineo.com

Interac : updated terminal specifications v1.5b

Updates on contactless functionalities

Interac, the Canada-based payment network has released the latest version 1.5b of the “Dual interface reader/terminal specifications for Interac Direct Payment and NFC based transactions”.

The document sets requirements to guide vendors and developers wishing to implement the IDP specifications for contact and contactless transactions at POS systems and ATM (for contact).

Additional functionalities are described in the contactless specification part, defining the process for contactless transactions between a terminal and a mobile device supporting Interac application.

The main changes refer to the mobile payment requirements, such as a “Mobile Passcode” CVM type, or the retained cardholder data functionality, or the limit of contactless taps parameter.

These updated functionalities allow merchants to accept easily contactless payment at their POS systems, using the Interac contactless application, whether their customers hold a credit card, or a smartphone.

Other international payment schemes also set a range of functionalities to allow contactless payments using multi-form factors which drives further adoption and usage of the tap&go move, such as dual interface cards, smartphones, or other form factors like rings and wristbands.

Visit Interac website to discover Interac products, offers and services.

Feel free to contact your Alcinéo representative to obtain further information on our Interac contactless kernel, and on the range of software solutions and services for payment terminal security and interoperability.

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Upcoming event : Trustech

Contact us at info@alcineo.com to arrange a meeting during the 3 days event in Cannes, November 28 – 30