Category Archives: News & Events

tap-to-phone solution at MWC Barcelona

MWC Barcelona, is the largest mobile event in the world, bringing together the latest innovations and leading-edge technology. 

Meet us during the event to see how the payment technologies have rapidly embraced the mobile world. 

Our secure tap-to-phone solution offers convenience and flexibility to all merchants, large or small, allowing them to take contactless payments wherever they are.  

To obtain a meeting and learn more about the tap-to-phone solution, please contact your Alcinéo representative, or contact us at : info@alcineo.com

PRESS RELEASE – Alcinéo and MobileKnowledge

Alcinéo and MobileKnowledge collaborate to speedup the design of their customers’ smart payment solutions

La Ciotat (February 13th 2019) – French EMV software specialist, Alcinéo, and Spanish experts in smart, connected and secure technologies, MobileKnowledge, are working together to offer high-level, quality services to smart payment terminal providers.

MobileKnowledge provides expert engineering support and consultancy services for the EMV PCD Level 1 Type Approval process and allows terminal vendors to debug and validate their product in compliance with EMV Contactless specifications. MobileKnowledge expertise in contactless hardware, contactless antenna design and performance optimization will allow terminal vendors to accelerate their time to market while reducing the overall product development cost.

Alcinéo specializes in the development of a full suite of embedded payment software, which is fully compliant with EMV contact and contactless specifications. Alcinéo also provides state-of-the-art support during product certification processes.

This close collaboration allows smart payment solution providers to benefit from continuous support during their product lifecycle: antenna design and evaluation, level 2 kernels implementation, pre-evaluation and testing, and custom support during terminal type approval.

Alcinéo and MobileKnowledge, together, allow terminal manufacturers to seamlessly achieve EMV compliance for complex setups and accelerate their time to market.

About Alcinéo

Alcinéo is a French software company specialized in the development of embedded solutions implementing smartcard technologies and security. It provides leading-edge solutions that meet EMV Chip & PIN requirements, and its payment kernels cover the main payment brand specificities. Alcinéo helps smart card reader manufacturers face multiple challenges in producing next-generation devices, enabling them to shorten their time to market while delivering state-of-the-art technology. For further information, visit www.alcineo.com

About MobileKnowledge

MobileKnowledge is a team of HW, SW and system engineers, experts in smart, connected and secure technologies for the IoT world. It is an ideal engineering consultant for any specific support in connection with IoT and NFC developments. MobileKnowledge designs and develops secure HW systems, embedded FW, mobile phone and secure cloud applications. Its services include: Secure Hardware design, Embedded software development, NFC antenna design and evaluation, NFC Wearables, EMV L1 pre-certification support, Mobile and cloud application development, and Secure e2e system design.  For further information, visit www.themobileknowledge.com

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PayWave Type Approval – VCAS tool update

VCAS test tool update

Visa Approval Services have released a new version of VCAS tool documentation. The latest SDK v1.6 shall be the reference for all smartcard reader manufacturers who wish to submit their products to Visa PayWave approval. 

The Visa Cross-test Automation Specification v1.6 will become mandatory as of June 15th 2019 during PayWave certification process, and require that VCAS validation be made with the latest version of VCAS tool. 

At Alcinéo, we continuously support our customers through certification processes, including type approval testing sessions. Our VCAS tool has been updated consequently to comply with the latest version required by Visa services.  

The updated documents are available on Visa technology partner website

Feel free to contact us for more information : info@alcineo.com.

Comply with EMV® contactless Level 1 interoperability testing

Since January 1st 2019, vendors submitting their contactless readers to Terminal Type Approval, shall perform interoperability tests in addition to analog and digital testing sessions to obtain EMV Contactless Level 1 certification. 

Vendors who have already obtained certification of EMV L1 contactless kernel v2.5 or 2.6 (with a LoA still valid), can perform the Interoperability tests, and will get an update on the current LoA.

Vendors submitting their products to Interoperability testing shall also provide a DTE to the lab with the Interoperability loopback application.

Visit EMVCo website to obtain the related documentation.

The dedicated tool developed by Alcinéo to provide a bespoke and flexible device testing environment to our customers during Terminal Type Approval testing sessions (DTE L1) already supports the loopback application. The changes linked to interoperability tests (eg. error or success indicators with sounds or LED) have been integrated. 

For more information  feel free to contact us  : info@alcineo.com

Mastercard® Contactless reader specification update V3.1.2

The Mastercard® Contactless reader specification update v3.1.2 has been announced recently by Mastercard. Starting April 1st 2019, POS vendors shall submit new contactless readers compliant with MCL 3.1.2 testing requirements. 

It includes MCL 3.1.1 specifications, as well as EMV Specification Bulletin SB 195, and SB 203. 

New products can be submitted with MCL 3.1.1 until March 31st 2019 (ICS submission).

For further details on applicability rules and MCL contactless reader specifications, please refer to Mastercard Connect

Alcinéo has applied SB 195, and SB 203, both bulletins are supported into our MCL kernel. For further information do not hesitate to contact your Alcinéo representative, or send us your inquiry at : info@alcineo.com

 

 

EMV® contact Level 2 version 4.3h available

In bulletin TTA 218, EMVCo announces the release of the new EMV® contact Level 2 test plan, version 4.3h. 

The new test plan is applicable starting January 1st 2019 in all accredited laboratories. During the migration period, vendors can submit their products with the 4.3g version.

Starting March 1st 2019, EMV L2 ICS shall be submitted with the 4.3h test plan version. The bulletin detailing effective dates is available on EMVCo website

Alcinéo provides EMV contact kernels compliant with the latest test plan version, and support our clients to fill-in Implementation Conformance Statements accordingly.  

For more information on the latest EMV test plan versions available, please contact your Alcinéo representative, or send us your inquiry at : info@alcineo.com

PayWave approval policy change

In a recent notification, Visa has announced a change in the PayWave approval policy for contactless acceptance devices.

Starting November 1, 2018, contactless terminals passing PayWave certification will be granted a four-year period Approval Letter.

This new validity period of PayWave certified products will allow terminal providers to better manage their product certification cycles, in line with EMV Contactless Level 1 approval.  

Visit Visa Technology Partner website to obtain further information or contact Visa Approval Services

Visit EMVCo website for more information on EMV technology and specifications : www.emvco.com 

Contactless payments on mobile – try it live at Money 20/20

Alcinéo and Trustonic have developed a secure payment solution allowing merchants of all size wherever they are, to accept contactless payments the simplest way, using only their smartphone. 

The solution will be showcased at the upcoming Money 20/20 in Las Vegas, October 21-24, where the payment industry makes Money Revolution

Come and try it live at the stand of our TEE technology partner, Trustonic : 1282.

The solution can be used by all categories of merchants, including restaurants and bars, itinerant vendors or sole traders. In addition to contactless smartcard acceptance, it can take digital lunch vouchers, or process wallet-based transactions including Samsung Pay or Google Pay for example.

Once the application has been downloaded, the smartphone or tablet turns into contatless capable terminal, offering to merchants the opportunity to increase sales with customers holding their  favorite contactless mean of payment (card, smartphone, watch…). 

Visit Trustonic booth and learn more about the solution, try it, and adopt it. 

Keep in touch with us at : info@alcineo.com 

Contactless Level 2 ICS updated -Visa® and Mastercard®

Visa® and Mastercard® have issued new versions of their Contactless Level 2 ICS. 

check boxVisa PayWave Device Questionnaire and VCPS ICS-10/01/18

Mastercard MCL ICS – Sept2018

Before entering into Type Approval process, POS providers shall ensure that they use the most up-to-date version of the Implementation Conformance Statement for each of the kernels they submit to certification. 

Feel free to contact us to obtain further information at : info@alcineo.com.

Contactless payments become the “norm” in transit

The convenience of simply waving a bank card to enter the transit network is one of the main reasons why open-loop payments become so popular in major cities in the world. But it is not the only reason. What are the benefits and the challenges faced by transit authorities? Is it worth the investment? 

Benefits

The implementation of tap & go in the transit sector simplifies not only daily commuters’ journey, but also foreign visitors’ traveling experience. Travelers do not have to carry many cards or have the exact amount in cash for a ride, or waste time in queues to buy a ticket. Instead they benefit from increased punctuality, flexibility and fluidity at peak times. 

Transition from paper-based tickets to digital and contactless ticketing solution is also attractive to transport operators. Contactless fare collection systems reduce operational costs, open the door to new customers on the network, minimize fraud attempts and improve transport services quality. 

How it works

Open-loop payment infrastructure is based on EMV® contactless technology, offering contactless payment in transitpassengers the ability to tap their cards as in any retail store, or use their transit cards, smartphone or other contactless payment capable form factors alike at automatic gates. 

The first challenge for cities is to offer a convenient and discontinued public transport service, easy to use, fast and reliable. It must support a large number of passengers boarding at the same time and embed particular features such as :

  • ODA (Offline Data Authentication) – using fast Dynamic Data Authentication allow the terminal to rapidly identify the card as being unaltered and accepted for travel
  • Deferred authorization – transit merchants have the ability to send authorizations online at deferred time (at the end of the travel period)
  • Fare calculation – travel fare is calculated at the back office system according the taps of a card accumulated over the travel period.  

The main critical issue is to authenticate a card in milliseconds, to avoid any slowdown in the flow, to minimize fraud, and then be able to adequately charge the amount for the trip done. The major payment schemes have released best practices and specific requirements for contactless payments in the transit sector, that transport authorities and their technology partners must follow to securely and compliantly implement open-loop systems.

Security challenges

It is crucial for transport authorities to keep travelers’ data protected from fraud at all times during their trips on the transport network, starting at the point of entry, the contactless readers, up till the acquirer system where the transaction is completed.

Therefore enhancing security layers with PCI Standard Security requirements allow transit operators to ensure cardholder data is kept safe during the whole transaction process on their network, and add security barriers to fight fraud.

Moreover, transit merchants must rely on a robust and secure back office to safely and seamlessly store data, process transactions, track terminal issues, remotely maintain and update each terminal on the network.

One single payment technology partner for all your needs

Alcinéo has been working with stakeholders operating in the transit sector for more than a decade, supporting companies involved in the development of smart ticketing solutions at the gates or turnstiles, unattended payment kiosks and terminals, parking meters or next generation validators.

We help them to overcome the hurdles during the design, development and through certification process of their products with EMV, contactless payment schemes and PCI, and provide a bespoke support after the deployment. Our complete suite of contactless kernels has been designed to comply with the transit speed threshold and security constraints and have already been implemented into terminals operating in many transit systems worldwide.

The modular approach of our PCI PTS logical package allows them to build the most innovative solutions while complying with the latest PCI security requirements to securely process and store sensitive data.

Additionally, our Terminal Management System solution allows our customers to seamlessly manage their terminal fleet easily and remotely : remote control of terminals, real-time monitoring, firmware or application update capability, among other modular functionalities.

Do not hesitate to contact us to have more information on our dedicated solutions for contactless payments in transit, at : info@alcineo.com, or contact your Alcinéo representative.